Call us today at 1-877-431-0704

Gain Access to Money When You Need it with Companies that Buy Annuities

If you have an annuity you are set up with a stream of income that will provide financial assistance throughout a set timeframe. However, if you have an annuity and would rather have a larger lump sum, finding an annuity purchaser is a good option. What is annuity purchasing? At We Pay More Funding, we discuss the ins and outs of a structured settlement buyout and how it can benefit you.

Can I Sell My Annuity for Cash?

In some circumstances an individual can sell an annuity for cash to one of the companies that buy structured settlements. Even though an annuity will provide payments over a set period, your financial circumstances may change during the course of your life. By being able to access a larger lump sum of cash, you can adjust your budget if a need arises, and the court approves of the sale.

How Structured Settlement Buyouts Work

Once you find a structured settlement company that is interested in buying your structured settlement, they will make an offer to purchase some or all the future payments. It is then your decision whether you accept the offer, but should you decide to sell you will receive cash according to the offer they have made you and once approved by the court. You can sell just part of your annuity, or the whole thing.

How to Buy an Annuity That’s Right for You

Are you thinking of buying an annuity? They are great for protecting your income stream when you are no longer working and are popular for generating income during retirement. There are multiple types of annuities available from different providers. Be sure to evaluate annuities from different providers so that you can find one that matches your long-term goals.

Can You Take All Your Money Out of an Annuity?

When you sell a structured settlement, you receive a lump sum payment for the agreed upon amount selling either the entire annuity, or just a part of it. Depending on your financial situation, selling the entire structured settlement may be the optimal option for you, however you do not have to sell all of your future payments, instead you can just sell some of them. It is important that you assess your financial needs to make the right decision.

How to Evaluate Structured Settlement Buyout Offers

If you have received an offer for your annuity or structured settlement, ensure that you perform a comprehensive evaluation of your current and projected future financial situation to come to a decision that works for you. At We Pay More Funding, we ensure that our clients receive the maximum amount possible for their annuities and structured settlements. To discuss your options with our team or to receive an offer for your annuity contact us today at (877) 431-0704.

List of Companies That Buy Annuities

We Pay More Funding

We Pay More Funding has over years of experience providing clients with reliable and tangible results when it comes to buying structured settlements and annuities. Our values are honesty and integrity, dedication and accountability. We ensure our clients receive maximum funding for their settlements.

DRB Capital

DRB Capital is a dedicated annuity buyer and has been offering customized solutions for decades.

Fairfield Funding

Fairfield Funding directly purchases annuities and structured settlements and is located in Atlanta, GA.

CBC Settlement Funding

CBC Settlement Funding has over a decade of experience in purchasing structured settlements and offering pre-settlement funding.

Novation Settlement Solutions

Novation Settlement Solutions offers a time-frame guarantee, paying interest on your funds for every day they are late.

Stone Street Capital

Stone Street Capital offers fast funding by creating a customized strategy for selling your structured settlement.

RSL Funding

RSL Funding offers a gimmick-free approach to getting cash for your settlement.

Liberty Settlement Funding

As a specialty finance company, Liberty Settlement Funding is located in Fort Lauderdale.


CashInYourAnnuity provides financial advice and solutions for selling structured settlements and annuities.

Quality Annuity Buyers Like We Pay More Funding

No two annuity buyers are equal, as some provide better service than others. In order to determine whether you are working with a quality annuity buyer, consider the following factors:

  1. Success stories: The most effective measure of how well a business will work for you is how they have performed with previous clients. Check reviews before choosing.
  2. Supportive and knowledgeable staff: This will ensure the process happens seamlessly from start to finish.
  3. Tangible deliverables and fast results: Ensure you receive your money quickly and without any setbacks.
  4. Ratings: The ratings of companies that buy annuities can tell you how reputable they are.
  5. Competitive rates: Lower rates mean you will enjoy more of your money.
  6. Provide recommendations: Quality annuity buyers will recommend that you consult with an accountant or financial advisor before selling to ensure your decision adds to your financial security.

Factors to Consider While Choosing Annuity Companies

There are a range of factors you should consider when choosing to sell an annuity. These include the benefits paid after death, surrender fees, yearly fees, extra charges, and guaranteed returns of the annuity should you keep it. You should also look at the reviews and ratings for a particular company that buys annuities.

Questions to Ask Companies That Buy Annuities

It is better to be prepared when working with companies that buy annuities. Here, we list some of the questions you should be asking when choosing a structured settlement company.

  • How much time will it take to sell my annuities?
  • What are your discount rates?
  • How much time does it take to get approval?
  • Do you provide free quotes?
  • Are there any extra charges?
  • Do you provide cash in advance?
  • Are your lawyers available to help us with selling annuities?
  • Can I sell a portion of my annuities?
  • How much time it will take to receive my payments?
Our mission at We Pay More Funding is to bring together a team of financial experts who are dedicated to getting the best results possible for our clients. We are committed to getting you the funds that you need exactly when you need them. At We Pay More Funding our team of experts will help you with:

  • Getting the largest lump sum of cash for your structured settlement
  • Getting you the most cash for a portion or all of your annuity payments
  • Lottery winning payouts for cash
At We Pay More Funding, we strive to open up new opportunities for our customers to help empower them to overcome financial obstacles such as purchasing a home, paying off debt, providing care for a loved one, moving forward with higher education, and more. We aim to provide our clients:

  • Exceptional customer service.
  • Undivided attention and loyalty.
  • Expert consultation and successful results.
With over 30 years of experience, We Pay More Funding is a leader in the industry of structured funding payouts for structured settlements, annuities, and lottery winnings. Located in Atlanta, GA, we help our clients transform their periodical payouts into a lump sum of cash at a fast rate. These core values define how we operate as a company in order to get our clients the results they deserve:

  • Integrity and Honesty.
  • Dedication and Accountability.
  • Efficiency and Results.

Frequently Asked Questions

What is a structured settlement?

A structured settlement is a financial agreement that allows court-awarded payments to be paid in periodic installments over time (whether over a fixed period of time or continuously during the recipient’s lifetime), rather than being paid in a lump sum.

What are the benefits of selling my structured settlement? Should I sell my structured settlement?

If you are considering selling your structured settlement, it is typically because you need cash now – rather than over a long period of time – for one reason or another. By working with We Pay More Funding, we will make sure that you feel comfortable with the plan set in place to take care of your immediate needs while looking out for your future financially as well.

What are some types of financial needs that are considered a reason to sell payments?

There are many valid reasons for the need to sell your structured settlement for a lump sum of cash. Some of these include paying off a large debt, providing medical care for you or a loved one, purchasing a new home, purchasing a reliable car, pursuing a higher education, and many more.

What does the process entail when selling a structured settlement?

At We Pay More Funding, we want your process of selling a structured settlement to be simple and without stress. When you enter a contract with us, we have complete open communication and go through the process with you step-by-step so that you feel as if you can trust us and have confidence in our abilities. Once you enter the contract, we will get a court order on your behalf (with no cost to you) and have your payments assigned to us once you have received your lump sum of cash.

How much money should I expect to receive?

The amount of money you will receive from selling a structured settlement depends on a few factors. Luckily, by working with We Pay More Funding, we work to get you the highest possible amount in the fastest possible time.

Does my insurance company play a role in selling my structured settlement?

Basically, the answer is no because the choice to sell your structured settlement is your decision. We will be the ones handling communication with your insurance company to ensure a smooth transaction.

How long does it take to receive my money?

At We Pay More Funding, we aim to get you your money as fast as possible. The process typically takes anywhere from 45-90 days depending on the state’s laws and provided the judge signs the court order. However, there have been times where we have been able to get a client’s money within 2-5 days.

Will I be required to appear in court?

Yes, all transfers do typically require court approval, and most districts will require you to appear in court in order to follow best practices and to protect the individual so that he or she understands the sale process and that the transfer is in his or her best interest.

Are there any tax penalties from selling my structured payouts?

As we are not entitled to offer tax advice, we can say that the IRS did issue a prior ruling confirming that the sale of a structured payout would not create tax penalties. You should be able avoid any tax penalties as long as the transfer complies with federal and state laws. It is noted that the government has concurred that any money coming from a pain and suffering settlement is tax exempt. We do recommend to speak with a professional tax advisor regarding any potential tax implications for your best interest.

Are there any additional expenses that I will have to pay to sell my structured settlement?

Absolutely not. At We Pay More Funding, we do not have any hidden fees. We take care of all costs that are associated with the transaction process.

How will I be paid?

You can receive payment whichever way you prefer. We can send you a check, or we can send a wire directly into your bank account.

Get a Free Quote Today

  • Hidden
    Lead Source - Internet

1985 N Andrews Avenue Ste 201, Wilton Manors, 33311