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Can I Access My Structured Settlement Money Early

Can I Access My Structured Settlement Money Early

Whenever you are slated to receive a structured settlement, it is best that you are educated on all of the options that might be available to you. Most people ask can I access my structured settlement money early but do not realize that they have the ability to sell the payments from it. You can contact a financial representative that will be able to give you a quote that should include a number of ways that you can get a nice lump sum of cash. 

You should know that while wondering can I access my structured settlement money early, each of the offers you receive may be unique. For the most part, there will also be about three different ways that you can think about selling the future payments that you have coming to you. The options usually include: 

Selling Some Of The Payments –You might have the option to sell just a limited amount of your payments and they can be purchased within a set time period. You have the chance to get a lump sum of cash and then you can keep on getting any of the payments that you did not sell off. When you have a payment that was purchased and it comes due, the full payment will be sent to the company you work with. 

Selling a Portion Of Each Payment –One of the other options you will find is selling off a portion of each of your payments. This method will allow you to get a lump sum but without having to give up the security that comes with your regular payments. The insurance company that sends out your payments will send your lender a portion and then you collect the remainder. If you have an insurance company that will not split your payments, you can usually have the entire amount sent to your lender and they will then send off your portion to you. 

Selling All Of The Payments –Should you wish, you also have the option of selling off all of the future payments for your structured settlement in a lump sum. This is the option that will give you the most cash that you can possibly get. You are selling off the remainder of your payments and you will not get any payments from the insurance company when all is said and done. The good news is that you will have the lump sum that you can use for major purchases, paying off debts, buying a home, starting a business, and more. 

When you work with WePayMore Funding, we will give you all of the answers you need when you ask can I access my structured settlement money early. We have all of the experience necessary to help you find the best options for your unique situation and we have the best relationships with all of the major banks to help with funding. The lower cost for us and the access to capital translates into our ability to give you more of the money that you were originally awarded. It is important to us that you are happy with our services so we will do whatever possible to make this process easy and memorable for you.


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